Find a home appraiser near you

Find home appraisers near me

Find home appraisers near me

Share a few details and we'll show you the best home appraisers in Ashburn.
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Appraisal reason

Find home appraisers near me

Share a few details and we'll show you the best home appraisers in Ashburn.
Zip code

Appraisal reason

Your Real Estate Appraisal questions, answered

Answers to commonly asked questions from the experts on HomeGuide.

How much does a home appraisal cost?

Real estate appraisal fees are $350 to $600 for a single-family home. Multi-family buildings start around $500 and increase depending on the square footage of the property. Rush fees can increase the appraisal cost by 50% to have the report within 24 to 72 hours.

A home appraisal is a complete study of a house to determine the property value in fair market conditions. Appraisals are necessary when buying a home as banks won't lend money if the home's appraised value is less than the loan amount. Home equity loans are also based on the value of the home, so an appraisal can determine the amount you can borrow.

Who pays for home appraisal?

The home appraisal cost is paid by the party that hires the appraiser.

  • When buying a house, the buyer pays for the appraisal to obtain a mortgage.
  • When selling a house, the seller can choose to pay for an appraisal to set a competitive listing price for their property.
  • On new construction, the buyer pays for the appraisal to obtain a mortgage. Buyers not financing the purchase may hire an appraiser to ensure they aren't overcharged by the builder.
  • In a divorce, the appraisal cost is split equally between the spouses, unless one of the spouses is buying the other out, then they pay the entire fee.
  • On a home equity loan, the borrower pays for the appraisal.

How long does a home appraisal take?

A home appraiser spends between 30 minutes and 2 hours viewing the home. The final appraisal is completed within 1 to 2 weeks, depending on the appraiser's schedule and the complexity of the property. Properties with multiple units or unusual features take longer to complete.

What does a home appraiser look for?

The appraiser considers the home size, land size, and the number of bedrooms and bathrooms in their valuation. They also consider the location and condition of the home which are detailed in the final report. Appraisers also look at comparable sales in the area to determine what the home is worth.

A home appraiser looks at the design of the home, giving more value to homes that are updated and easier to sell. Outdated fixtures and cabinets can result in a lower appraisal. Home improvements including energy-efficient appliances or solar power can also influence the final appraisal.

Are online valuations the same as an appraisal?

Online valuations are not the same as an appraisal. Online valuation tools are usually free and are best used as initial research in the early stages of buying or selling a home. The tools use publicly available data and do not consider the condition or home improvements that impact the home's value.

What questions should I ask when hiring a real estate appraiser?

A real estate appraisal can be stressful whether you are buying or selling a home. A trusted appraiser can guide you through the process and answer all of your questions. Here are some questions to ask when choosing a real estate appraiser:

  • How many years of experience do you have appraising homes?
  • Do you have local market knowledge about homes in my neighborhood?
  • Are you a state-certified appraiser for federally regulated lenders?
  • How do I prepare for an appraisal?
  • May I have a copy of the final appraisal report?

How do I choose a real estate or home appraiser?

Whether you are buying, selling, or refinancing your home, the final report from a real estate appraiser can make or break your home ownership dreams. Don't rely on an unqualified or inexperienced appraiser. Instead, follow these recommendations before hiring a home appraiser:

  • Get recommendations from your real estate agent or financial lender.
  • Check the appraisers are licensed and certified in your state.
  • Ask about their experience, qualifications, and familiarity with the local market.
  • Read their reviews on HomeGuide and Google.
  • Trust your instincts, be confident you are hiring a professional who will do their best for you.

Reviews for Ashburn home appraisers

Recent success stories from people in the Ashburn area.
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