Written by

Tara Farmer

June 12, 2025

Edited by

Jennifer Carlson

Fact-checked by

Kristen Cramer

How do you become a home inspector in Florida?

Are you looking for a rewarding career with flexible hours and good earning potential? Becoming a home inspector in Florida might be the perfect choice. The path to getting a home inspector license in Florida involves completing several steps required by the Florida Department of Business and Professional Regulation (DBPR).

1. Complete an approved education course

The first step to becoming a home inspector in Florida is completing 120 hours of state-approved education. The Florida DBPR requires this training to ensure you have the knowledge and skills needed to conduct thorough home inspections. These educational programs cover essential topics, including:

• Structural components

• Electrical systems

• Plumbing systems

• HVAC systems

• Roofing

• Interior components

• Exterior components

• Insulation and ventilation

• Professional standards and ethics

Many accredited schools offer this training both online and in-person, allowing you to choose the format that best fits your learning style and schedule. Prices for these courses typically range from $500 to $1,500, depending on the provider and whether additional resources are included.

2. Pass a DBPR-approved exam

After completing your education, you'll need to pass a state-approved examination. Florida currently accepts four different exams:

3. Purchase liability insurance

Florida requires all licensed home inspectors to carry general liability insurance with coverage of at least $300,000. This insurance protects you from potential lawsuits resulting from errors or omissions in your inspection reports. Policies and prices vary. Compare quotes from several insurance providers that specialize in coverage for home inspectors.

4. Apply for your home inspector license

Once you've completed your education, passed the exam, and secured liability insurance, you can submit your application to the Florida DBPR. You may complete the application online or by mail.

The application fee for an initial home inspector license in Florida is $180. Be prepared to provide documentation of:

• Your completed education

• Passing exam results

• Proof of liability insurance

• Personal information and background

Processing times vary, but you can typically expect to receive your license within 3 to 4 weeks if you meet all the requirements.

5. Submit your fingerprints and pass a background check

All applicants for a Florida home inspector license must undergo a criminal background check, which includes fingerprinting. The Florida DBPR reviews applications on a case-by-case basis, so having a criminal record doesn't automatically disqualify you, though it may require additional documentation.

You'll need to use a Livescan Service Provider registered with the Florida Department of Law Enforcement (FDLE) to submit your fingerprints electronically. It can take up to 5 days for the DBPR to receive your fingerprints once the FDLE submits them.

6. Maintain your home inspector license

Florida home inspector licenses expire on July 31st of even-numbered years. To keep your license active, you'll need to stay educated, renew your license on time, and maintain your liability insurance. To renew your license, you must complete 14 hours of continuing education during each two-year renewal cycle, including:

• 12 hours of general continuing education on home inspection services or components

• 2 hours specifically on hurricane wind mitigation

The renewal fee for an active home inspector license is $105, and you can renew online through the DBPR website.

How do I become a home inspector in Florida when I'm already experienced?

Florida offers pathways for experienced professionals to become licensed home inspectors through endorsement options. If you're already licensed as a home inspector in another state with requirements similar to Florida's, you may qualify for licensure by endorsement. You'll still need to:

• Submit an application and fee, along with your existing license certificate.

• Submit proof of 120 hours of education related to Home Inspection.

• Undergo a background check with fingerprinting.

• Obtain the required liability insurance.

Additionally, if you've held a home inspector license for at least 10 years in another state and maintain the required insurance, you may also qualify for licensure by endorsement. However, you must apply while your other state license is still valid or within 2 years of its expiration.

FAQs about becoming a home inspector in Florida

What do home inspectors look for?

Home inspectors in Florida examine the readily accessible installed systems and components of a home, including:

• Appliances

• Attic, insulation, and ventilation

• Doors and windows

• Electrical systems

• Exterior components and site conditions

• Fireplaces and chimneys

• Foundation, walls, ceilings, and roof

• HVAC systems

• Plumbing systems

Home inspectors provide a written report on the condition of these elements, noting any defects, safety concerns, or maintenance issues. Their goal is to inform clients about the property's current condition rather than determining its value or code compliance.

How much do home inspectors make in Florida?

Home inspectors in Florida make $45,000 to $90,000 per year on average, depending on the area, number of inspections done, experience, reputation, and services offered. Self-employed inspectors typically earn more than average, especially after building a customer base.

Most Florida home inspectors charge $250 to $375 per inspection, depending on the property size and services included. Offering additional services like wind mitigation inspections, mold inspections, or 4-point inspections can significantly increase your earning potential.

How much does it cost to become a home inspector in Florida?

The total cost to become a licensed home inspector in Florida ranges from $1,500 to $3,000 on average. The main expenses include:

• Education program: $500 to $1,500

• Exam fees: $150 to $250

• Application fee: $180 (may increase to $230)

• Fingerprinting/background check: $40 to $55

• Liability insurance: $500 to $1,500+ per year

Additional costs may include business setup expenses, inspection tools and equipment, marketing materials, and professional association memberships.

How long does it take to become a home inspector in Florida?

On average, most people can complete the entire process in 2 to 4 months. Online education programs offer flexibility, allowing you to complete the coursework at your own pace—potentially in as little as 2 to 3 weeks if you're studying full-time, or a few months if studying part-time.

After submitting your application and fingerprints, expect to wait 2 to 4 weeks for processing and license issuance, assuming you meet all requirements. The timeline to become a licensed home inspector in Florida varies based on several factors:

• Your pace in completing the required 120 hours of education

• Exam scheduling and preparation time

• Application processing time

Tips for success as a home inspector in Florida

Building a successful home inspection business in Florida requires more than just obtaining your license. We've put together a list of essential tips for you:

• Invest in quality tools and equipment: A comprehensive tool kit, good camera, moisture meter, electrical tester, and ladder are essential for conducting thorough inspections.

• Join relevant associations: Professional organizations like InterNACHI provide valuable resources, continuing education, and networking opportunities.

• Establish relationships with real estate pros: Realtors are often the best source of referrals for home inspectors. Network at local real estate events and provide exceptional service to build these relationships.

• Create a professional online presence: Register and create a business profile on HomeGuide, develop a website, and establish a presence on social media to make it easy for potential clients to find and contact you.

• Offer extra services: Consider getting certified to provide specialized inspections like wind mitigation, 4-point inspections, or mold assessments, which are in high demand in Florida.

• Deliver thorough, easy-to-understand reports: Use professional home inspection software to create detailed reports with photos and clear explanations that help clients understand the condition of their potential home.

• Consider mentorship: Gaining practical experience under the guidance of an experienced inspector can help you develop confidence and refine your skills before going solo.

• Stay updated on best practices: Florida's unique climate presents specific challenges like hurricane preparedness, moisture issues, and pest concerns. Stay informed about regional building practices and common defects.

• Manage your schedule efficiently: Balancing inspection appointments, report writing, and business management requires good organizational skills. Use scheduling software to optimize your time.

• Provide exceptional customer service: Being prompt, professional, and thorough will lead to positive reviews and referrals, which are crucial for growing your business.

The path to becoming a home inspector in Florida is straightforward with the right preparation. By following the steps outlined in this guide, you can launch a rewarding career helping people make informed decisions about one of their most significant investments—their home.